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PLEASE DO NOT KEEP US A
SECRET FROM YOUR FRIENDS! |
LOW Down &
ZERO Down Payment
100%
Financing still Available
(including closing
costs) |
APPLY RIGHT
NOW
No Cost
No Obligation |
It is the dream of everyone to own their
own home. Many potential home buyers have the income and credit to qualify for a
mortgage. However, many of them lack the one essential ingredient to make
homeownership a reality; the up-front money needed for down payment and closing
costs.
Gone are the days when the home buyers needed to scrape together
20 percent of the home's purchase price for a down payment. Today, the
average buyer puts less than 6 percent down at the time of
closing, according to figures compiled by the National Association of
Realtors®.
HOW?
There are MANY different programs designed to put
you in a home with little or no out of pocket
costs. While the industry has changed a lot recently, and most true
zero down 100% financing options have gone away, you still have options! FHA for
example allows your down payment (as little as 2.5%) to be a GIFT (from a
relative, friend, employer, or community program), to be financed, or even
borrowed.
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Our
DPA (Down Payment Assistance) program is a bona fide gift
to homebuyers. It covers down payment and closing
costs. There is no obligation to the homebuyer to ever pay it back!
In addition, grants provided by
Nehemiah feature exclusive mortgage payment protection, which
protects both lenders and home buyers in the event the primary wage
earner loses his/her job. This grant program is typically combined
with an FHA, 3% down loan, and is automatically granted if you are
approved for FHA financing. |
 NO
Down Payment & NO Closing Costs.
Are you a Vet?
VA loans are a great
deal for veterans. No down payment required!
LOW DOWN PROGRAMS
FHA
is probably the most popular minimum down, easy to qualify program. FHA programs
allow for "down payments" of only 2.25%, but because of closing costs, they want
you to contribute a minimum of 3% into the deal. The seller can (and usually
does) pay the remaining costs. The best part is that the entire 3% can be a
GIFT! Marginal credit is accepted. Combine an FHA loan with our "Down Payment
Assistance" program means you can usually buy a home with next to nothing
out of pocket!. It doesn't get any easier!
Now you have no reason
NOT to buy!
THE BOTTOM LINE
Whatever your situation, if you want to buy a home, we probably have a program
that will work for you. Call us to discuss your options. There are no costs or
obligations, plus we'll give you a FREE credit report. You'll never know
if you don't call, so call right now!
FREE
Loan Analysis,
FREE Pre-Approval,
FREE Credit
Report
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Email
Us
Equal
Housing Lender -
Our
services available only
for properties located
in Minnesota, Wisconsin,
and Florida.