Direct Lender - Banker & Broker
As a Minnesota based direct lender, established in 1991. We have funded over $2 billion dollars worth on local loans! We are unique, as we are Mortgage Bankers and Mortgage Brokers. This means that we can lend our own money (giving you the best deal). Of course, if we don't offer a specific product, or if it is more beneficial to our borrower, we can broker the loan to our nationwide lender network. Furthermore, with our affiliation with Lenders One, we are part of the Nations largest lending coop. Nationwide buying power is combined with local knowledge and service. This means that now matter your situation, there is a strong possibility we can help you. Why shop anywhere else?

Our Philosophy "Customers for Life"
A strong and genuine belief in the "customer for life" principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. We are committed to the ethical delivery of mortgage loans. View our Satisfaction Guarantee, and Code of Ethics.

Bruised Credit Experts
If you have looked at other bad credit lenders, you quickly learned most think it is OK to double, or even triple their normal fees because of your "desperate" situation. We don't. All our customers, from "A" loans to "D" loans get the respect they deserve, and the exact same treatment!

Low rates and fees through knowledge and technology
We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a home loan.