MN Down Payment Assistance for First Time Home Buyers


Lack of down payment money is one of the biggest reasons many people think they can not buy a house.  The second item being poor credit.


We have access to many down payment assistance programs throughout Minnesota with different levels of assistance.  Most people get around $5,000 worth of assistance, but can often times go as high as $10,000.


Learn more:


Watch a quick video on the $1,000 down payment assistance program



What Assistance Program Is Right For Me?


Deciding which program is right for you, or which program will work depends on many factors.  Some of these factors are:

  • Location of the Home
  • Household Income
  • Credit Scores
  • Debt-to-Income Ratios

We suggest rather than try figuring it out on your own, you consult with a licensed Loan Officer, who will review your application, and make suggestions as to what programs you may qualify for.


Have An Assistance Program In Mind Already?


Found a down payment assistance program that may be right for you?  No problem, but be sure to discuss it with your Loan Officer to see if you really do fit the programs guidelines.


Ready to move into your dream home?


Click here to apply, and have an answer in a few business hours!



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HUD, The VA, and the USDA requires those who offer their mortgage loans go through a stringent approval process. We are an approved FHA, VA, and USDA mortgage lender. We are not acting on behalf of, or under the direction of the VA or the Federal Government. HUD / FHA and the VA do not lend directly to the public, only through approved lending institutions like Cambria Mortgage.