VA and FHA Streamline Refinance in MN or WI


MN Home Buyer Education Classes


Many true first time homebuyer programs in MN REQUIRE at least one of the buyers attend a state approved 8-hour home buyer education classes.


Before taking a first time home buyer class, consult with your Cambria Mortgage Loan officer about program requirements. Programs like a standard FHA loan, while used primarily by first time home buyers, DO NOT require any educational class.


First Step For A First Time Home Buyer in MN


Your first step is to complete a full mortgage loan application. This allows your Loan Officer to determine what programs you qualify for, how much house you can afford to buy to buy, what the payments will look like, how much money you will need to pull it all together, and if you even need to take a first time home buyer class.


Three easy application options:


1) Apply Online 24/7

2) Call (651) 552-3681

3) Visit us in our St Paul, MN Office





Home Stretch and Framework Classes


Your first time homebuyer class can be taken in person in multiple locations throughout the state.


Sign up for HOME STRETCH: In-person workshop


An online homebuyer education class is also available. the online class can be started and stopped, and finished at your leisure.


Sign up for FRAMEWORK: Online Education


Homebuyer Class Costs


The classes costs between $25 and $75.  Only one buyer is required to take the class.


When Your Class Is Completed


Print your Certificate of Completion and give  a copy to your Loan Officer.


Free Consultation

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Need More Information

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Approved FHA Lender, VA Lender, and USDA Lender in MN, WI, and SD

HUD, The VA, and the USDA requires those who offer their mortgage loans go through a stringent approval process. We are an approved FHA, VA, and USDA mortgage lender. We are not acting on behalf of, or under the direction of the VA or the Federal Government. HUD / FHA and the VA do not lend directly to the public, only through approved lending institutions like Cambria Mortgage.