* The Small Print and How It Works
You must provide a written pre-approval letter from any other lender, dated within the last 60-days PRIOR to your initial contact with us. You must inform your loan officer you wish to use this offer during your initial conversation.  If you already locked-in your interest rate with another lender, this offer is not valid.  No cash value. Your loan must actually close. Offer will be a credit to your final closing costs at the closing of your loan. The competing pre-approval must be for the same loan type (FHA to FHA for example). A pre-approval is not a guaranteed loan offer, and not any sort of commitment to lend. All initial pre-approvals are subject to full underwriting review. Maximum appraisal credit is $450, regardless of actual appraisal cost. Most appraisal are $400 - $450 dollars. Valid for purchase or refinance transactions. Not available on down payment assistance loans. This offer value with the Joe Metzler Team of Cambria Mortgage ONLY.